Making Sense Of New EU Bonus Rules

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Contents

EU asks Britain to explain new ‘allowances’ in bankers’ pay

LONDON/BRUSSELS (Reuters) – The European Commission has asked the Bank of England to explain how new allowances in British bankers’ pay comply with an EU bonus cap, an official at the bloc’s executive said, a new flashpoint of friction over the reach of financial control.

Under EU rules, from 2020 bonuses cannot be more than fixed salary, or double this amount with shareholder approval, and most of the bankers affected are based in London.

Banks including Barclays, HSBC and Goldman Sachs are expected to raise the non-bonus part of remuneration with, for example, monthly or quarterly “allowances”.

The European Commission official said the executive has asked the European Banking Authority (EBA), an EU watchdog, to seek an explanation on such extra payments from the BoE’s Prudential Regulation Authority (PRA).

“A report is expected next week,” the official said.

The EU executive has powers to fine countries that fail to apply its rules properly.

The PRA said bank remuneration policy is frequently discussed but it would not comment on any ongoing discussions.

Britain is challenging the bonus cap in the EU’s top court, arguing it goes beyond EU powers and will push up fixed pay, making banks riskier as they will not be able to trim costs quickly in rocky markets.

The EBA could not be reached immediately for comment.

It will publish guidelines this year with a more precise definition of what constitutes variable and fixed pay, the Commission official said.

“We will encourage the EBA to take a strict approach in this exercise,” the official said.

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A spokeswoman for EU financial services chief Michel Barnier, who is responsible for enforcing EU financial services rules, said the Commission has no detail yet from banks about allowances so it was hard to reach a firm position on them.

“We will monitor very closely with EBA that rules are correctly implemented and applied,” she said.

Banks say they are not trying to circumvent the cap as they consider allowances to be part of fixed pay while offering the lender more flexibility to cut costs if markets turn sour.

A person familiar with the PRA talks said the EU watchdog is meeting bank regulators from all member states individually to see how they are complying with the new rules. Banks are mulling similar allowances for staff elsewhere in the EU.

The remuneration plans for the coming year presented by banks in Britain will affect bonus payouts next year and the person said that the PRA views them as complying with EU rules.

The PRA considers allowances part of fixed pay under the EU rules and hence they affect the bonus calculation, the person said. The allowances relate to a banker’s job description and cannot be changed over the coming year, the person said.

Barnier’s spokeswoman said under the EU rules pay is either fixed or variable with “no third form” permissible.

“One would expect banks to interpret this in a common sense and straightforward way without trying to circumvent it by including in fixed remuneration elements which actually vary in level,” the spokeswoman said.

Martin Wheatley, chief executive of the UK Financial Conduct Authority, which is also scrutinizing bank pay plans, said on Tuesday the cap was creating “perverse” effects by bumping up basic salaries.

Additional reporting by Steve Slater in London; Editing by Louise Ireland

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On this site, we listed and we’ll keep updating the top new non UK independent casinos. you’ll be able to find names of the online casinos, their welcome bonus offer, devices you can play on, some pros and cons for each brand and a sign-up link. The casinos discussed include a large variety of bingo games, Keno options and any other online game available today. After deciding which independent casino site you’d like to join, just click the “Play Now” button on the list and you will be redirected to that casino to start playing! So go ahead and enjoy this read about Casinos not from the UK but accept UK players.

Before you continue please note: Gambling can be risky. So, if you have any problem gambling habits – please STOP and leave this site. We do not wish to be a reason for any trouble you might be causing yourself. We know non UK casinos can be appealing but please LEAVE this site and seek professional help! This site is only for you if you know you can control your gambling.

On this page you will also find:

  • Benefits of playing in an independent non UK casino site.
  • List of all the best independent casinos UK.
  • Countries that host independent casino operators.
  • Details about organizations like Gamcare, MGA, Curacao Egaming.
  • FAQ’S with a summary of the info we found most important regarding non UK casinos.

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One quick note before you continue – Gambling can be an issue for many people, and so – if you know yourself to have any issue with gambling – please STOP and leave this site. We do not want to be the reason for any trouble you might be causing yourself. We know non UK casinos can be appealing since they are not registered with the UKGC, but please, if you are a problematic gambler – LEAVE this site and seek professional help! This site is only for you if you know you can control yourself.

SO WHAT ARE INDEPENDENT NON UK CASINOS?

In the past years, anonymous Non UK websites have become very popular in the UK. With an increase in the number of cryptocurrencies, coins, and anonymous transaction platforms, it’s now very easy to make casino payments or betting without linking them to any personal identity on anonymous online casinos.

And so, it is very common for gamblers from the UK to decide to play on independent gambling sites which means they are sites not registered with the UKGC. Why? Well, for starters, Independent gambling non-UK casino sites can offer a larger variety of freedom in your gambling, since they don’t have outside UK control and they are different from UK online casinos.

Here are the most important features you should know about:

  • Non UK casino sites accept players from all over the world
    Foreign casinos and non UK sites are open to players worldwide and not just for players from the UK. This is a great thing because it means there is a much larger amount of players who are wagering their money on these online casino sites. In addition, it also increases the chances of you winning as well. With the best and new independent casinos UK list you’ll find casino operators with countless daily active players from all over the world.
  • Free from outside control
    No outside control basically means that non UK casinos don’t fall under UK jurisdiction and laws and so, they are also not under the UKGC jurisdiction. On the one hand, this can be viewed as a negative thing if you are looking to play under UK regulated brands only, but on the other hand, you can really benefit from it. How? For example, if you registered with Gamcare and self-excluded yourself from gambling you will have a hard time finding a UK online casino to play on. For that reason, players look for non UK sites and specifically for independent non UK casinos.
  • Safe and secure payments
    When it comes to foreign online casinos, many players are concerned with the security and safety of these sites. But wrongfully so! Independent online non UK casinos offer some of the safest payment methods around. You can pay using e-Wallets, for example, which have their own secure infrastructure for processing payments.
  • Mobile-friendly. Most new non UK sites and other anonymous casino websites have mobile-optimized versions of their site. This is fantastic for players that prefer playing on the move, as they can use their anonymous casino app and play wherever and whenever they want. Mobile casinos come in two variations: mobile-optimized websites or full apps. anonymous casino apps can be found in Google Play Store or the App Store for Apple devices.
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  • Crypto payments. Since you can play anonymously on non UK sites, you can also pay anonymously. How? on anonymous websites not on under the UK legislation, you can pay Through cryptocurrencies, which allow complete anonymity and protection. These casinos tend to feature and prefer crypto casino payments.
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Registration to Non UK Casinos:

  • “Incognito” mode gambling
    This is not just for porn! If you want to play in one of these anonymous online casinos, you will have a hard time finding it among UK gambling sites since all UK casino operators demand that you fill in your personal information. At some point, you will have to verify your identity via a photo of your ID or passport. In independent gambling sites, you don’t have too and you are able to play anonymously. At non UK casinos, they don’t keep records of your playing there and you can take advantage of absolute privacy.
  • Licensed with Curacao eGaming. Curacao eGaming is an off-shore licensing body that will allow casinos to start their operations in countries all over the world. Curacao Registered Sites can be found among casino operators on our list. These anonymous Online Casinos come to serve international players and are usually licensed by this them.
  • No verification
    As mentioned above, many casinos require you to verify your data in a different way. This process usually takes longer than you want and could be tiring since you have to scan some documents, upload them to their servers and wait for the casino to approve your account. In an online non UK casino, you can deposit without verification, you can simply register and start playing right away! HERE is another list of casinos not only UK players can enjoy!

NON UK SLOTS

The same way that there are non UK casino sites, there are non UK slots. While these lined were written, there are thousands of UK players looking to play at slots non licenced in the UK. Why? Players are looking for more exciting games, for more lucrative bonuses, and for new exotic themes.

Is it the smarted idea to play at non UK slots? That depends. If you choose to deposit your money at Slots not registered in the UK you will be playing with slot providers that are now bound to the strict security and safety the UKGC provides to any UK slots. This means that if you have a problem with one of these slots, you will have no one in the UK to turn to for help.

For that reason, the experts behind the thebest-casinos put together the list of the top 3 non-UK slots that have been found to be safe and overall give UK players the best gaming experience.

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One of the more respected non uk casinos is Gale & Martin casino . The layout is fun and ready as you are guided at every step of the way by two superheroes. The casino has more than 650 Slots, the security of the highest level and the payment option makes it easy to deposit and withdraw with the most common payment methods

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Bingo has always been one of the more popular casino games and so it is no surprise that players from the UK who are tired of the UK bingo, are looking for Bingo sites not from the UK.

The options for Bingo games that are not licenced in the UK are endless since Bingo is one of the most loved games in the history of gaming. For that reason, many platforms are taking advantage of the situation and providing scam or rigged non UK bingo. Below you will find the top 3 safe Non UK bingo sites the players and experts behind thebest-casinos have put together so you can play without fear:

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If you have not heard of Fortune Clock yet, don’t be alarmed. This Non UK Bingo site has only launched in March 2020! As of such, it is the newest Bingo Site not registered with the UKGC that accepts players from the UK. Playing here will give you the chance to win big at one of over 50 bingo titles.

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NON UK POKER

Poker is one of the oldest casino games. Many players have been turned on to poker from the movie rounders But even if not, if you think gambling – you think poker. In the past few years more and more UK players have been looking to play poker at st sites not registered in the UK. The dangers and risks are there, but so are the advantages. Below are the top 3 Non UK poker sites you can enjoy knowing they are safe:

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NON UK BETTING SITES

In the UK we bet on everything. But what happens when a player self-excludes for a period of time? Instead of looking to punt at rigged and unsafe bookmakers, there are plenty of non UK sportsbooks if you only know where to look. The risk of these non UK betting sites is that players will have no UK address to turn to if anything goes wrong. So, before you place a bet at any non UK sportsbooks, PLEASE do you due diligence and read up about the bookie you select. The last thing you need is for someone to be unresponsive after you just won big.

In addition, if you have self-excluded for gambling issues please do not place a bet until your ban period is up. There is no need to go betting when your judgment is not clear. For those who can control their money and punting, below you will find a list of the top non UK casinos & betting sites you can enjoy:

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BetOnline is an American Sportsbook that accepts players from the UK. This means you will find sports that you might also be less familiar with such as baseball, and college American football.

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PAYMENTS FOR INDEPENDENT NON UK CASINO SITES

If you want to make a payment at anonymous online websites not on from the UK, you’ll need access and the ability to process payments on anonymous and protected software. This means having some kind of crypto wallet or using anonymous vouchers. Here we list the best and most popular anonymous casino payment methods:

Bitcoin. Bitcoin was the first and still is the king of cryptocurrency. When it comes to non uk casinos, BTC has been ruling the anonymous payments kingdom for near a decade. It’s the number 1 cryptocurrency in the all around the world, so if a casino offers crypto payments, it will support Bitcoin. You can obtain Bitcoin through a crypto wallet, where you exchange other currencies for Bitcoin. After that, you can make payments in anonymous casino Bitcoin.

Bitcoin Cash. Bitcoin Cash is the little baby of the Bitcoin. It appeared on the financial markets after a fork of the BTC back in 2020. It is used pretty much in the same way as Bitcoin, except it has different value: it’s worth much less than original BTC. In a Bitcoin cash casino, you can use this cryptocurrency to make anonymous casino payments.

Ethereum. Ethereum is the #2 cryptocurrency in the world of websites not from the UK after the BTC, and so it is also very popular amongst anonymous casinos. Casinos that have a wide offer of anonymous payment methods should and probably will have Ethereum as a deposit method. This currency is worth less than the Bitcoin, but it’s also less volatile. You can use it to deposit anonymously in Ethereum online casinos.

Litecoin. After the Bitcoin and ETH, Litecoin is probably the world’s 3rd most popular cryptocurrency amongst non UK websites. It has the lowest value out of the top three, which means that you can obtain much more Litecoin than other cryptos. In Litecoin casino sites, you can swap some of your “regular money” for the Litecoin cryptocurrency and play anonymously.

Paysafecard. This method of payment is not a cryptocurrency but it still allows complete privacy. Paysafecard is available in most casinos online and it’s probably one of the most convenient payment methods that operate today. The process of making a deposit is much more simple than obtaining cryptocurrencies for beginners. In Paysafe casinos, you can deposit by entering a one-time code which you obtain from a voucher you previously purchased in a store or online.

Neosurf. Neosurf non-UK websites are a bit less available and supported the Paysafecard option, and being the most popular method in Australia it’s no surprise that it is also a very popular payment method for UK players. It works similarly to Paysafecard and it’s absolutely anonymous : you buy a voucher in a retail store or order it online, choose Neosurf as your casino deposit method and then simply enter the code you got from your voucher.

Mobile Phone Billing

Pay by phone casinos are available and are popular all over the UK and with non uk casinos. This is also one of the traditional methods of depositing money into an online casino website. You can do this by choosing to pay by phone casino, not Boku, opting for the pay by phone method, entering the amount you want to deposit and then confirming it via SMS. The only data you put in is your actual phone number.

TIPS FOR INDEPENDENT NON UK CASINOS

  • The most important thing you should do is to set the gambling budget. Once you set it you need to commit to the limit. Also, it is also very recommended to set a profit limit, which would be reasonable.
  • Once you’ve reached the profit limit at non-UK casino sites – please quit. You might lose the next bet you play.
  • If you have lost past your set limit you decided on when gambling at sites not from the UK, quit right then and there.
  • Avoid borrowing or lending money for punting purposes. This can bring stress to your life.
  • Please learn the processes of playing for real money prior to when you play at sites not under the UKGC – not after it. Gambling at non United kingdom listed casinos is a very bad place and time for any kind of experiment. You are very much advised to check the payment methods particularly.
  • Notice the support response time and availability before you sign up with any independent or anonymous casinos. If you think it’s needed, make a call or send them an email with any kind of request to see how long it might take them to answer.
  • Confirm if the non UK casinos are registered with any specific Country. This can help reduce any kind of risk of you being let down by them.
  • Be cautious of any offer which seems way too generous. They might be a trap.
  • LEARN money handling, it might just be more important than the game itself.
  • Any respectable non UK casinos that offer online casino games should be licensed by a government or should be a member of the Interactive Gaming Council. Make sure you look into this.
  • after you go through the full t&c’s of the casinos not registered in the UK offering online casino games you can play. If you have any issue understanding a clause, call the support and get clarification before you deposit.
  • Because of the variety of independent non UK casinos offering gambling games, online reviews and guides abound. Online non UK casino forums are also a great place to find out more about any non UK listed casinos offering any type of online casino games.
  • Before you register at non-UK casinos, play some free casino games. This can help you judge the quality of the casino games, which will help you make decision whether you still want to stay with the casino or not. Most respectable non UK casinos offer free casino games and let players judge the quality of the games without having to deposit.
  • If anything sounds way “too good to be true”, be cautious. Some non UK casinos might offer very aggressive offers and “huge” bonuses but are not responsive when the time of cash-outs.
  • Read and understand the full casino terms and conditions prior to depositing and starting to play any games there.

Don’t Do’s:

  • Don’t gamble at non British casinos when you are after drinking or consuming any kind of drug. This will extremely reduce you judgment ability.
  • Don’t play when you are not feeling up for it mentally or physically.
  • Don’t try to recover any losses by increasing bets at non UK sites.
  • If you’re in a winning position don’t become too greedy. You will probably just end up losing what you had just come across.
  • Do not gamble more than the set limit you decided upon before gambling at non-UK sites.
  • DON’T risk MORE money than you can afford to play with, especially on a new game or a game that you don’t know all the rules for very well.
  • Any kind of underage gambling at non UK sites is strictly prohibited – so please don’t do it. Don’t place any kind of bets on any non UK gambling sites offering online casino games, if you’re not 18 years of age yet. This is true even if they have free casino games available.
  • If for some reason any support agent is rude to you, don’t put up with it. Complain right then and there and if the casino doesn’t take the desired action, post your experience up at an online forum.
  • Usually, with non UK casino sites there is something called a Redemption Flowback. This ensures that if while playing, your game freezes – don’t stress. Your money should be credited back into the account. Just check with the casino support and they will be able to assist.
  • Do not, again DO NOT commit any kind of fraud ever. The casino sites not on the UKGC watch list have very sophisticated software which can pinpoint any fraud immediately.

ANONYMOUSE LIVE NON UK CASINO SITES

Maybe the best hit in modern online gaming has been the live independent casinos uk. And even though many think that live casinos are a commodity of non UK casinos alone, you will be pleased to find out that there are also some non UK casinos that provide live casino games.

What are live non UK casino sites?

It is actually pretty simple to explain. Live casinos are pretty much the exact embodiment of a real-life – in house casino table games section that has now come to life through online live video. The idea behind creating live casino games was to enable any player to enjoy the full casino experience – from anywhere.

Live non UK casinos are not just a mere computer programmed version of the actual casino. live non-UK casinos try to give you the most authentic casino vibe as humanly possible. How is this done? Take Betonline casino for example. The live video is done by combining actual real-life dealers with an easy-to-use virtual interface. This allows the player to place the bets on a real blackjack casino table run by an actual man or woman. In addition to the player and the dealer, other players are also allowed to join in by choosing the same table as you, making playing at home an even more real experience.

Why choose live non UK casinos instead of actual casinos?

To answer this, just picture yourself right now. Where are you? Exactly. with live websites not in UK You can do this from anywhere. Anytime.

In addition, even though some people might just play live independent casinos uk since it is more comfortable than walking out to the nearest casino, for many it is not even a choice. living out of the city or far from any land casinos makes it almost impossible for some to physically check out a land casino.

This is why live casinos not registerd in the UKGC are thriving today. They enable us to enjoy our favourite games from the comfort of our own home.

Another thought is for many people thought they love checking out land casinos, the situation can be quite stressful. Gambling any sum of money with others watching might lead them to make decisions they otherwise would not have made. Live non UK sites give the player the “home court advantage” in other words.

So, how do live casinos actually work?

Live non UK casinos are pretty fascinating, to say the least. When it comes down to it, any live game provider must have more technology than just a simple webcam and a deck of cards to be able to broadcast their games across the web.

Evolution Gaming, NetEnt Live, Authentic Gaming, Ezugi, and Extreme Live Gaming are just a few names of online game which have started working with live casino gaming. Such platforms have their “studios” all around the world from where they broadcast their games. In these studios, they manage tens if not hundreds of real table game dealers who know the rules and familiarise themselves with the technology presented to them.

In front of the live non UK casino dealers they see a screen with all the game information including the room’s chat. This is how the dealer is able to communicate with the players and communicate the key information regarding any winnings, player decisions, or big individual wins.

Maybe the most fantastic thing about live non UK casino tech is the fact that in all card games, each one of the cards has a tiny magnet chip attached to them. The deck is then placed right next to a chip reader where the dealer swipes the cards quickly before actually dealing them to the players. This is is how the reader at live websites not in UK can easily count the value of the player’s cards not needing the players to have to get their hands dirty. Everything around live casino games is automated.

Is there a minimum bet at live non UK casino sites?

As with all land casinos and their table games, live casinos have similar maximum and minimum bets. The great thing about live casinos compared to land casinos is the fact that these casino games are meant for really everyone out there, from small-time or first-time gamblers to bonafide experienced high rollers. Put differently, most land casinos have a great variety of tables with different minimum and maximum bets, ranging everywhere from the smallest £0.50 to and rare cases £20,000 per round. The more choices that the online casinos give you, the more people they will have playing their games.

Do all online websites not in UK have live casino games?

Sadly, no. But today we would say that the vast majority do. This does not mean, however, that every online casino has a great variety of them of course or that they are all of the highest quality.

So, when searching for alive independent casinos uk , we would advise you to look for live games on websites not in UK from the following providers: NetEnt Live and Evolution Gaming. These two are the biggest live casino providers in the business today. The market-leader being Evolution Gaming focusing their efforts only on live casino games. With these two right behind, you will without a doubt find at least a number of live non UK gambling sites you will enjoy.

What games can I expect to find at live casinos?

Live independent casinos UK have become extremely popular since they launched. So it is no surprise that there’s absolutely no shortage of games available. If you are a blackjack fan or roulette, craps, baccarat, or casino poker fan, or simply trying something new, you will find something to play.

At this point, the live game providers are noticing how popular they are becoming. This, by default, led to them to be even more inventive and come out with better and more exciting games every few weeks. If you enjoy going out of your comfort zone, you might really enjoy the new versions of some old classics like the Double Ball Roulette and Infinite Blackjack. With live casinos at websites not under the UKGC, there are always fresh updated and new ways to gamble online and try and make some extra money!

Why should I choose live casino table games over normal online casino table games?

As mentioned above, this is mostly a matter of your preference, but there are a few things where we think live casinos not with the United Kingdom Gaming Commission beat the normal online casino table games. Here are our reasons:

  • Live independent casinos uk have a more leisurely pace. When playing alone at home things can easily get quite hectic. For instance, with computer programmed blackjack, it is always you who is solely responsible for setting your pace as to how fast your rounds will be. So in turn, this can lead to losing money in just a few moments. At live casinos, however, you sit at a table with other players, which slows the game down and forces you to keep your cool and to take your time. Unless you are looking to spend just a quick 5 to 15 minutes at the table, you might want to relax and try live casino games.
  • Live casinos are much more social . When you are playing at a live non UK casinos, you never have to be alone even though you physically are. You can always strike up a chat with the dealer and your fellow gamblers and feel like you are spending the time with some friends instead of just aimlessly pressing buttons all alone.
  • Live casinos feel more real and less rigged . Online casinos and their games are must go through rigorous testing from licensed parties to establish completely legitimacy and fairness and become regulated. This doesn’t mean, however, that we won’t sometimes feel like luck just simply seems to have something against us. With live casino blackjack, for example, you can see the cards being dealt from the deck with absolutely no tomfoolery, which further solidifies the fact that these games are indeed legitimate. When playing against a computer program, it might sometimes feel just a little bit too convenient when the dealer has an amazing stroke of luck that costs you your win.
  • Live casinos have more games . Nowadays, there are tons of variations of the most popular games that have been developed exclusively with live casinos in mind. This is yet another reason to invest in live games instead of the usual stuff.

Any reasons to choose normal online casino table games over live casino games?

Like we already mentioned, these things are a matter of preference more than anything else. Here are a few reasons why some people might feel more inclined to stay out of live websites not in UK than to get in them.

  • Regular live websites not in UK limit your time to make decisions. When playing social games, there is a sense of urgency with your choices. Games such as roulette and blackjack have a betting period where you are supposed to place your bets, and if you don’t, the game will essentially move on without you. After this betting period is over, roulette games will simply conclude with the ball landing on a number, whereas in blackjack you will need to make further decisions down the line. In this famous card game’s live casino iterations, you will usually have about 30 seconds to decide whether you want to hit, stand, double down or split. If you are not familiar with the rules and tend to weigh in on your decisions a lot, live blackjack might not be for you.
  • Live casino’s slower pace might irritate some people . Sometimes you might be on a schedule and just want to play a few rounds of your favourite game. Live casino tables are not for those without any time to spare – so websites not under the UKGC jurisdiction might be what you are looking for.
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