Binary Options Scam Alerts ¦Trading Binary Options South Africa

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Ways to Avoid Scam in Binary Options Trading

Binary options are very popular among traders all over the world, and when something is as popular as they are, many scams want to take advantage. It is impossible to prevent scams from entering the market as even the best regulation can’t challenge innovative methods scams and fraudsters are using.

Still, if traders want to trade safely, they can do so by following several easy steps. In this article you will learn:

What are Binary Options Scams?

Binary options scams are usually companies that claim to be legit brokers or auto trading services but are frauds. Once you deposit the money with such company, you won’t see that money again as it is impossible to make a withdrawal with such brokers.

Scam brokers are considered to be those that practice scam tactics in convincing new clients to make a deposit. Such methods include

  • Cold calling
  • Downplaying the risk
  • Using stolen data

In case you receive a phone call or an email from a broker you never registered with. It is best to ignore it. Don’t let them convince you. Scam binary brokers will always claim how something is an exclusive opportunity, just for you, but it is never true.

Also, the fact that a binary broker is using stolen data and can reach you via private means of communication such as email, only shows how shrewd they can be. Do you really want to provide your credit card detail to a company such as that? Probably not.

Also, keep in mind that sometimes you can find out that a broker is a scam only after you made a deposit. For example, they can insist on offering you managed account where you lose all control of your investments. They can make threats, use psychological games and pressure you into making more and more deposits. The broker should never neglect your opinion or manage your investments.

Another thing that is very suspicious and that can indicate that a broker is a scam is the lack of terms and conditions on the website. Terms and conditions not only helps you understand the service better but also offers you an insight into your obligations and procedural elements. If the broker is hiding something, the first sign of a scam is missing terms and conditions. This document is usually very long and complicated, but don’t hesitate to read it and ask for additional explanations.

Terms and conditions explain all about withdrawal limits, procedure, reveal details on how dormant accounts are handled etc. They are also obligatory, unlike the stuff is written on the website. Keep this in mind. Compare the content of the website with content of terms and conditions and if there are too many differences, avoid that broker for your own good.

You want your money to be safe from the very beginning of the trading process and it is much easier to check broker status without involving with scams in the first place.

How to avoid binary options scams?

Binary options scam brokers tend to be very convincing with their promises. They can make you think how they operate in a magic world of binary unicorns where you will become a millionaire.

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The first rule of avoiding binary scams is keeping a cold head. If the broker promises something that sounds too good to be true, it probably isn’t. Be realistic and don’t expect to become a millionaire over course of night, no matter how lucrative binary options might be.

The other important rule is to read news and reviews so you know what is going on in financial markets. Objective 3rd party reviews can help you in avoiding scams, and regulatory bodies often issue warnings on different types of frauds, including binary scams. Of course, keep in mind that sometimes regulatory bodies react to little too late, so look for other suspicious signs as well. Avoiding scam brokers requires some effort.

There is also a solution of trading only with regulated brokers. Regulatory bodies all over the world issue licenses for binary options brokers. Even though sometimes regulated brokers turn out to be scams, mostly because of changes in the ownership structure that might affect the way they operate their business.

Also, you can checklists published by your local regulatory body, but keep in mind that sometimes regulators tend to be slow in detecting scams. They sometimes issue a warning on a broker that is long gone or that has already scammed many customers. The best way to read about scams is to be focused on specialized media that will give you fresh information and introduce you to reliable brokers.

What to Do After Depositing with a Scam?

Ok, let’s imagine the worst-case scenario. Imagine you made a deposit with a scam binary broker. What now?

First, it is important not to deposit any more money with that scam broker! There is a high chance the broker will call you and ask for more money but don’t do it. Every dollar deposited is a dollar lost.

Next thing you should do is request a withdrawal. There is a high chance your scam broker will say it is not possible if you don’t deposit a certain amount. Ignore it and request the withdrawal again. If necessary ask for legal advice and let the broker know you are not alone. Research other cases with your broker on online forums and see how other people got their money back. Of course, if you are trading with a broker that offers bonuses, keep in mind that in case you accepted a bonus, you have a specific trading volume you must reach before making a withdrawal.

You can also contact your local regulatory body and ask for help. Don’t forget to contact the regulatory body where the broker is licensed, in case they have a license. They can do necessary steps and revoke the license and prosecute the broker if needed.

Act fast and don’t let the broker waste your time. Make sure to keep all correspondence and make a screenshot of your trading account in every stage of withdrawal. Often, scam brokers close the accounts without prior notice, but this way you have evidence that can be crucial in your case.

Binary Options Scam Alerts

The world of today is one which is brimming with possibilities and opportunities.

Trading binary options is certainly one of them.

The South African market has been a fertile ground for binary options trading almost since the very start in 2008.

Yet, with more than 500 binary brokers currently available on the market, the fear of scam is real and should not be ignored.

On the other hand, the fear of scam should not prevent prospective traders from taking part in trading binaries.

Especially when there is a way to avoid shady binary brokers and have a profitable trading journey.

In this guide, we will give South African traders several pointers on how to recognise binary options scam alerts and enjoy the benefits of binary options trading.

Little or No Broker Information Available

Binary brokers are abundant on the market and it’s not easy to select the one that will provide South African traders with all they want. However, one of the alerts that point to scam is the lack of overall information available on the broker site.

Binary brokers with a long-standing reputation and numerous registered traders work hard to preserve the reputation they have built. Brokers such as 24option, IQ Option or AnyOption have entire tabs and sections dedicated to providing all relevant information to interested traders.

From detailed FAQ section to well-written Terms and Conditions and available payment methods. Not to mention their fantastically designed Education section where traders can find all sorts of great info on how to improve their trading skill.

The bottom line is, reputed brokers will not be afraid to provide all the necessary information.

Scam brokers tend to provide a limited amount of information which is often poorly written and hard to understand.

What we advise to South African traders is to invest sufficient time into proper binary broker research. Broker review sites like Binarytrading.co.za can be a great place to start.

Here, traders can find relevant info all gathered in one place.

Regulatory License Dilemma

A subcategory which is closely connected to binary brokers is a regulatory license issue.

Undoubtedly, it is always better to select a broker which has obtained a regulatory license from one of the regulatory authorities.

Be that as it may, to proclaim all binary brokers without a regulatory license as a scam without any further research is just as misguided as not doing any research at all.

Regulatory license certainly inspires more confidence as well as a stricter framework, so it is desirable that a binary broker has one.

Absent or Poor Terms & Conditions

Next scam alert in binary options is closely related to the first one and it deals with Terms and Conditions section.

A binary broker who does not have this clearly presented on their site is a should be avoided at all costs.

Why would any trader want to make a deposit with a broker who cannot be bothered to clearly present which terms and conditions apply?

On occasion, it might be a bit tricky to understand all the technical terms in T & C section.

But, in that case, traders can always contact the customer support or some other adequate individual within the brokerage to ask for further clarification.

No Risk Disclaimer

In connection with terms and conditions, another binary options scam alert can be very helpful – absent risk disclaimer.

Binary options trading is susceptible to risk and traders can lose their funds as much as they can make a profit.

Of course, there are steps which can be taken to minimise that risk. But, the risk is ever-present and fair binary brokers will make that fact known to their traders.

All South Africans need to do is simply visit binary brokers like Daweda Exchange, IQ Option and 24option and the risk warning with detailed description will be easy to locate and read.

Insufficient Platform Protection and Poor Customer Support

Binary options trading includes the exchange of sensitive information between the traders and the broker.

If the broker hasn’t bothered to provide sufficient protection then this is cause to be extremely careful.

To avoid being taken by binary scam brokers, south Africans can either look for security information in broker reviews, broker sites or can just closely inspect the URL bar. If letters HTTPs are visible together with a small green padlock, then the broker has safety measures installed.

Most binary options brokers use SSL encryption technology which makes communication and data exchange protected.

Poor customer support is among binary options scam alerts and should be taken seriously. Reliable customer support service is a very important element because that is usually the first place traders look to for information or to ask for help.

With established binary brokers customer support service is not only available 24/7 or at least 24/5, but they also provide several channels for communication like live chat, email, phone and web form.

We advise South Africans to thoroughly test the quality of customer support service before they make a deposit.

This is easy to do, especially since most brokers have live chat option available.

Refusal to Process Withdrawals

One of the worst things that can happen to traders in terms of binary options scam alerts, is the broker’s refusal to process withdrawals. Sadly, when this happens it is usually too late to do much about it.

There are warning signs before and it usually includes ignoring or refusing to communicate with the trader. There are also instances when traders are being constantly pressed to further invest their funds in the attempt to stop the withdrawal process.

This horrible situation can be avoided only by meticulous research and learning as much as possible on how to recognise binary options scam alerts.

We also urge prospective South African traders to carefully study withdrawal terms which should also be clearly described on the binary broker site.

Scam happens, there are risks involved in binary options trading.

Yet, for those South Africans who are willing to invest a bit more time in preparation, education and research before they ever begin the trading process, binary options trading could be a very lucrative opportunity.

Binary Options Scam Alerts ¦Trading Binary Options South Africa

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Now, we all know that binary trading South Africa albeit the world is growing. However with the ever increasing growth also comes the increasing binary trading South Africa scams. Do you know that Israel is up in arms against binary options in the country. Arresting broker owners and ceo’s. Few other countries are following suit and I believe many more will. Why is this you may ask? Well its not just Scams in South Africa its global! Mainly where there is a high interest, marketing of false information are rife.

Now with many interested in making money online and via financial trading there is a major demand. However this demand is exploited by a few and that’s how people start to getting scammed. In search of money but losing it instead.

So why are countries banning binary trading ?

Because complaints are through the roof globally and many people are actually been ripped off. People we need to educate ourselves before investing in things we don’t understand just because there are promises of wealth and riches! Here is a RED list of firms that are blacklisted by CFTC of USA. Aggressive advertising is what make countries ban these. Seen them as nothing more then gambling instead of trading the markets. However I’d like to know your opinion on that?

Tips to Avoid Binary Trading South Africa Scams

Research the broker that you wish to join. Regulated by your counties financial services board all the better. Regulated by CYSEC, FCA cool for Europeans and us. If not go research before signing up. You do not want t be a number in binary options scams.

Non regulated brokers

An area of question. Because not all non regulated brokers are binary trading south Africa scams. However many are and that’s where complaints originate from giving a bad name to the entire industry. so best be safe and keep away from brokers that are not under a regulatory body.Make sure that the brokers website has SSL which is a secure connection. If it doesn’t your browser would let you know. Brokers who don’t pay attention to the security of the platform and traders are most likely a scam. Sign up with a broker that is regulated in your country, Cysec is a good option but do your due diligence.

Be aware and Vigilant Due Diligence is key to safety

So once you start getting calls with promises of the world and to invest more money that is a sign of illicit activity. So please don’t fall for that! Nor entertain it. If you never gave details to a broker that contacts you that means they are in breach of privacy policies and got your details from another party. That should immediately raise a red flag to you. Also make sure the terms and conditions are clear and understandable. You should always read this and make sure to understand. If its vague and hard to understand, stop. Lack of customer support is another sign of who to stay away from. Remember you must educate yourself if you do not want fall for the vast amount of binary trading South Africa scams out there. Albeit the world.

Be wary of too good to be true offers cause it may just be that. Can’t expect to be a millionaire in a month. Such promises should be frowned upon and just move along. Make sure you know the necessary risks and the broker lets you know of the same. Safe brokers always show the regulatory body and number together with the risks involved openly. If these are not present. That should be a sign of binary trading South Africa Scams. Withdrawal issues complaints is another sign.

So to conclude, be safe and ensure the country you live in actually permits binary options trading and make sure to keep the above tips in mind when deciding to trade. Lastly, FB account managers are mainly scum so keep away. Be safe.

How to Avoid Scam in Binary Options?

Nowadays, binary options trading as an online investment, is faced with many challenges on the financial market in South Africa. In this guide, we will take a closer look and provide detailed information that will reveal how to avoid scam in binary options.

When South African traders invest in binary options, their primary goal is to experience convenient trading and make a profit in the process itself. Therefore, we try to offer our readers a list of reliable binary options brokers, by our choice, who offer trading platforms.

Does Binary Options Scam Exist in South Africa?

Due to rising popularity of binary industry on South African market, a selection of brokers also appeared who want to take a “piece of cake” in binary options trading. Unfortunately, such brokers aren’t trustworthy and are considered as scam brokers, since they provide false promises and deceive their registered traders.

Therefore, we decided to write this guide on how to avoid scam in binary options in order for our South African readers to have proper and trusted information about this delicate topic.

South African traders should know how on financial market exist regulatory authorities who monitor business conduct of binary brokers and check if they protect traders’ data.

CySec stands for Cyprus Securities and Exchange Commission and is considered as a relevant regulatory body that overlooks on businesses of different binary brokerage companies. As addition to that, there is also FCA (Financial Conduct Authority) with HQ in London.

Due the fact that each day that passes by, binary options industry has new investors and unfortunately, that makes room for scam brokers to come into the picture.

For example, brokers who say that guarantee 100% payouts will most likely be a scam. In order to have a profitable and safe trading experience, check below our advice on how to avoid scam in binary options.

Binary Options Regulation in South Africa

Binary options trading is legal for traders in South Africa. On South African there is an authority called FSB (Financial Service Board) which monitors all online investment activities on financial markets. So far, they aren’t involved particular in regulation for binary brokers.

Due the fact there is no local regulatory authority that will be fully responsible, there is a space form scam brokers to enter.

Soon after binary options appeared as an investment in 2008, South Africans quickly became interested into trading on binary market. A variety of brokers has access to South African market and they offer platform for executing trades.

Some of these brokers are regulated, while other aren’t. However, that does not mean that if a particular broker is not regulated, that he is a scam. Regulatory licence is something that broker chooses whether they want it or not.

There are plenty of indicators that show if a broker is a scam and how to avoid it.

For more details, check below in our binary scam guide.

With brokers listed on our website, South African traders can have better chance to experience safe trading environment where they can use a selection of available features to maximize profit. Traders can choose between different short term and long term trade options and features, such as demo account and numerous account types.

Our recommendation is always to check broker reviews and their platform to see what do they offer and can they find relevant information regarding trading process.

What About the Risk?

When brokers promise traders there is no risk and that it is possible to always achieve high payouts, traders should be very careful. Those who are downplaying the risk are most likely to be a scam brokers. Unfortunately, this happens in most cases to new traders who believe empty promises.

Before investing money, traders in South Africa do need to have relevant information about risk level and potential losses, as well as gains. Traders should be aware that trading binary options comes with a risk. Therefore, top brokers offer a wide range of guide tutorials and strategies so that traders could get more acquainted with the trading process.

Importance of Terms & Conditions

Although people might think how it is useless to read terms and conditions, it is actually very important. In T&C, South African traders can find detailed information about what a particular broker offers and what can traders expect from their platform. The idea is to have all relevant information of disposal in the very beginning.

Brokers terms & conditions should be clear and simple to read. This means that new traders as well as pro traders should be able to understand them. If terms are unclear or if there is lack of one, this might be considered as a scam in binary options.

Same can be applied for bonus policy as well. A lot of brokers claim they offer excellent bonuses, however, there are cases where information about bonuses are nowhere to be found. South African traders should keep in mind that if there are any bonus requirements, there should be listed in bonus policy.

Binary Options Privacy Breach

Upon making any payments, traders are required to provide personal and financial data for brokers to have a successful registration. These documents include copy of photo ID, proof of address and credit card copy which will be used while trading.

It is important to know how brokers are obligated to protect traders’ data and not to share such important information with third party. That is considered as one of the main characteristics of scam in binary options. There were cases of privacy breach where scam brokers would share these information. Such cases need to be reported to the authorities.

Non-payments in Binary Options

This comes as one of the common scams in binary options. Traders who are dealing with scam brokers will have issue with how to reach them and get their funds. This is especially visible in withdrawal process when traders are trying to get their money.

This is very important part of trading process and South Africans should be aware of that in order to avoid scam in binary options.

One of the first signs is when traders can not reach their broker. This is “red alert” if it happens more than once. Therefore, it is crucial to have valid information about a particular broker and check all terms and conditions before depositing.

With mentioned tips above, traders in South Africa should be able to distinguish safe platform from scam, detect and of course, avoid scam in binary options trading.

11 Worst SCAM Brokers: Stay Away & Keep your Money!

The growing interest of investors in binary options trading has resulted in more and more brokers luring new blood traders into this type of investment. The nature of binary options trading is simple, making it easy for a lot of people to make money without a sweat.

When I started with binary options trading, it only took me a few minutes to find out how it works, and half an hour to open my demo account and start practicing with binary options. While it is a “no-brainer” compared to forex, there are a few things that you do need to remember – like avoiding scam brokers.
Today we will list 11 brokers who you must stay away from to avoid any losses!

1. UFX Market

UFX Market and UFX Bank have won the award in the most unethical practices category! The broker has several negative reviews and complains left by users who have been cheated by them. The company also engaged in posting false client reviews in different websites back in May 2009 from their office located in Israel.

Forex Peace Army has already blacklisted the broker because of the bad reputation it earned and gave it 3 guilty verdicts based on its investigations.

  • The company adopts some common tactics to cheat its traders-
  • The trading manager persuades users to deposit more and more money in their accounts
  • Requests for fund withdrawals are not processed
  • You have no way to reach out to their customer support when you need it!

The company suggests risky trades which result in potential lossesWhen someone tries to close his account he is persuaded into a last deal which results in a huge loss and wipes out the entire funds
It’s better to stay away from this broker.

2. Tradorax

Here is one binary trading platform that has gone out of business following the series of frauds it has conducted. Tradorax has some serious complaints against it- the broker received 4 guilty votes in the FPA Traders Court which has led FPA to declare it a scam.

The broker is known to freeze accounts and block users from withdrawing their funds. A pensioner lost £60,000 on the platform and wasn’t allowed to withdraw his money. You can also find many similar cases where the company refused payouts stealing account balances.

The company also makes deals without permission of the users and has been known to fraudulently charge credit cards. The brokers also encourage users to deposit more money which are ultimately frozen and stolen by the platform.
You should never deposit anything with Tradorax and refrain from dealing with it.

3. Trade-24

Trade-24 has taken scamming to a new level!
You have the regular funds freezing, almost impossible to withdraw funds scenario and stealing account balances- but on top of that there is allegation of forgery!

Trade-24 put up on their website that it was operating under a license from IFSC. But it was a complete lie and IFSC of Belize has put up a notice which confirms that they had not issued any license to them. Both IFSC and FPA suggest adopting caution while dealing with this company. It also has a FPA guilty vote and been declared a scam by them.
Forex Fraud has been able to get in touch with Trade-24 who promised to resolve the matters. They are also applying for CySEC regulation and had taken down the IFSC statement and issued termination to the responsible party.

4. Panamoney

HYIP or High-Yield Investment Programs promise high returns which are too good to be true. And they really are!
The Financial Industry Regulatory Authority (FINRA) has already issued a warning back in 2020 against the schemes. It called the operators ‘con artists’ who try to make their internet based ponzi schemes look legitimate.
Like all HYIPs, Panamoney started by paying the returns but later closed down and vanished from the scene. Many people had huge amounts of funds in their accounts which could not be accessed anymore and the website was also down.

The company also deducted amounts from accounts and forfeited all profits for false ‘early fund withdrawal’ requests which were never made by users. People have even lost as much as $160,000 on the platform.

Worse, they can block your tccount just about any time, and take all your money with it too. PanaMoney is blacklisted by Forex Peace Army and cautions against investing in HYIPs.

5. NoaFX

NoaFX suffers from the same problems like the others in our list. You start off fine by trading and accumulate balance in your account but the problem starts the moment you want to withdraw funds.

You have to send hundreds of emails to get a response from the company if you are lucky. Even the responses are generic stating the company needs more time or something similar.

Users have waited for weeks and months and made several communications but in vain! They never got back their money!

The company even claims to be registered in New Zealand as a FSP and member of disputes resolution scheme- but as you may have guesses it is an utter lie confirmed by New Zealand’s Financial Markets Authority.

Forex Peace Army acknowledges it as a scam and currently there are 3 FPA Traders Court guilty vote against the company.

6. NetoTrade

NetoTrade is tops the lists in receiving warnings from various regulatory bodies around the world. The National Securities Market Commission in Spain issued a warning against the company because it was not licensed. It had also attracted the ire of the Swiss financial regulator FINMA who included it in its public Warning List.
If that doesn’t stop you from trading with them, know that Forex Peace Army has also confirmed it as a scam broker. There are 3 Traders Court Guilty Verdicts on FPA and you are suggested to withdraw any funds from the platform.
But you may not be able to do that as many users have failed to withdraw funds and get any response from the company. Stay away from NetoTrade at all costs!

7. MaxCFD

MaxCFD is part of Chemmi Holdings Ltd which also operates services like binarytilt.com The Australian Securities and Investments Commission suggests that the company is a scam and cautions anyone from dealing with it or associated services.

The Forex Peace Army has also given it a scam status following the warning by the Australian regulatory body. You should withdraw any money that you have in their website.

The company involves in many fraudulent practices like depositing bonuses in user accounts without permission. The bonuses come with terms and conditions which ultimately freeze or counterfeit the whole account balance, as a user complained.

It is also very difficult to get your funds out of the platform as your requests are not honored. Many people have lost money by trading on MaxCFD so you better be careful.

8. HFX

You don’t want to involve yourself with anything that has to do with HFX! It is a case of confirmed scam and been acknowledged by Forex Peace Army as a risk.

HFX is also listed by Financial Services Authority as an unauthorized firm which could be involved in fraudulent practices. You are suggested to be extra cautious or prevent any trading with it.

The platform is known to use the funds from accounts to make trades without taking prior permission of the owner. The trades cause huge losses which erode the funds accumulated in the account.

You can also expect difficulties in withdrawing funds and there have been cases where the platform wrongly accused users of unethical trading and locked their accounts. The company also tries to persuade users to deposit money and doesn’t respond to communications.

9. Option.fm

Option.fm has a long history of stealing people’s money and blocking withdrawals. You can check numerous cases of scams which have been detailed by victims on Forex Peace Army.

The company has also been related to another scam trading platform Banc de Binary. A user of Option.fm received an email from the company where there was a signature of an officer from Banc De Binary.

Forex Peace Army contacted both companies for their comments on the issue but received no responses. It led them to conclude Option.fm as a big time scam.

The company also involves in illegitimate trading where big losses wipe out entire account balances. They also don’t attend to user communication or answer back to mails. Requests of withdrawals are also not entertained by the company.

You are better off not trading on this platform.

10. PorterFinance

PorterFinance is a part of the Greymountain Management group which has attracted multiple Court Verdicts from Forex Peace Army. All associated companies of Greymountain group has been labeled as scams by FPA, and for a very good reason.

The Australian Securities and Exchange Commission has already warned the public from dealing with the company. Like many other unlicensed companies, PorterFinance also operates out of Israel.

The company conducts illegitimate activities like trading Forex over weekends. You will also not be able to withdraw your funds even after meeting all requirements. Many users have complained about it but the company keeps managing to avoid the authorities and run its business. It also uses negative SEO minimizing tactics to ensure that you cannot read up on its scams a lot.

You can check out the comments of people who have lost money on the platform.
PorterFinance is also known to ignore emails from its users and provide excuses when you request to draw out your funds.

11. InstaForex

InstaForex is a big name in the world of Forex trading so it is difficult to call it a scam outright. But you have to weigh the evidences and then decide for yourself. Let’s check the evidences-

The Financial Conduct Authority is an UK financial regulator which included InstaForex in a list of firms illegally offering binary services.

The French Autorité des Marchés Financiers (AMF) also called it an unauthorized Forex brokerInstaForex is not licensed under Belize IFSC anymore and it is said that they were kicked out.

Apart from the above confirmed cases, Forex Peace Army also carried out its own investigation involving two of its members. After analyzing all evidences it concluded that InstaForex has failed to return funds of the members. Unfortunately, the members have no recourse as their terms state that the company is perfectly in it’s entitlement to close accounts as it seems fit.

The website also accused the members wrongly and confiscated their sign up bonus. All trades were also subsequently cancelled and profits were also wiped out. You can also read the long list of comments which prove that it is indeed a scam!

Be Aware and Be CautiousAlways do your research and see if a broker is licensed to operate. Don’t just go ahead and deposit money with any online platform. You don’t want to lose your hard earned money and get locked out of your account unable to access your funds!

Internet has made it possible for investors to find appropriate opportunities and brokers easily. But it has also given rise to hundred of illegal and fraud companies who only want to rob your money. Be aware of these scam companies and invest your money elsewhere!

PLEASE NOTE:

This article is based is my personal opinion based on the information found on the pages above.

Forexsouthafrica.org.za has provided this information in good faith, to help its readers make informed decisions.

This article should not be seen as absolute fact. Do your own research and make up your own mind.

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General Risk Warning: The financial products offered by the company carry a high level of risk and can result in the loss of all your funds. You should never invest money that you cannot afford to lose. For more infomation, read our disclaimer.

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